Accidental Death & Disamament Insurance

Accidental death insurance as the name suggests is a preventive course in case of accidental deaths. This insurance will pay benefits in addition to any life insurance but only up to a set amount total regardless of any other insurance held by same insurer.Some of the covered accidents include traffic accidents, exposure, homicide, falls, heavy equipment accidents, and drowning. Accidental deaths are the fifth leading cause of death in theU.S as well as in Canada.

Accidental death insurance is not an investment vehicle and thus clients are paying only for sustained protection. Insurance premiums are expected to rise in time. Most policies have to be renewed periodically (with revised terms), although the client's consent with renewal is often implicitly assumed.

Fractional amounts of the policy will be paid out in case of dismemberment i.e. if the covered employee loses a bodily appendage or sight because of an accident. Additionally, this policy generally pays benefits for the loss of limbs, fingers, sight and permanent paralysis. The types of injuries covered and the amount paid vary by insurer and package.

 

 

 

 

 

 

 

 

Services
  Life Insurance
Term Insurance
Whole Life Insurance
Universal Life Insurance
Participating Life Insurance
  Disability Insurance
  Critical Insurance
  Health and Dental Insurance
  Long Term Care Insurance
  Travel Insurance
  Visitors to Canada Insurance (Super Visa)
  Accidental Death & Disamament Insurance
  Mortgage Insurance
Partners
ASSURIS

Who Protects Canadian Policyholders in the event of Life Insurance Company failures
                                            Details >>

 
 
 
 
 
 
  Website Designed by CompuBrain