Long Term Care Insurance

Long-term care insurance generally covers home care, assisted living, adult daycare, respite care, hospice care, nursing home and Alzheimer's facilities. If home care coverage is purchased, long-term care insurance can pay for home care, often from the first day it is needed. It even pays for visiting a housekeeper, a therapist up to 7 days a week, 24 hours a day.

Many individuals may feel uncomfortable relying on their children or family members for support, and find that long-term care insurance could help cover out-of-pocket expenses. Without long-term care insurance, the cost of providing these services may quickly deplete the savings of the individual and/or their family. The baby boomers generation's retirement @ 60 + the demand for care facilities & home care will be huge, also the cost burden to support family members is continuously on a rise.

 

 

 

 

 

 

 

 

 

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Who Protects Canadian Policyholders in the event of Life Insurance Company failures
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