Life Insurance    >   Participating Life Insurance

Participating insurance, like the other policies provide a predetermined amount of coverage which is paid when the insured passes away. The major plus point of this kind of insurance is that it has a savings portion which is basically made up of two parts consisting of :-

Guaranteed minimum value which the company is liable to you if you were to cancel the policy at a given time in the future.

The dividend is affected by a number of variables such as investment returns, mortality experience , expenses & other relevant factors.

These two factors together can make up your total cash value & can represent a competitive interest rate with a lower expectation of volatility.

 

 

 

 

 

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Who Protects Canadian Policyholders in the event of Life Insurance Company failures
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