Life Insurance   >   Term Insurance

Term insurance provides life insurance coverage for a specified term.The three key factors which are considered in term insurance are the Face amount i.e. The protection or death benefit; The premium to be paid& the term.If you die within the time period of the insurance, your beneficiaries will receive the amount specified in the policy, tax-free.

The insurance is dependent on your age, health, amount to be insured & your lifestyle. So if you are a non-smoker You pay less than a smoker.

Certain term policy features a premium fixed for a period longer than a year. These terms are commonly 5, 10, 15, 20, 25, 30 and even 35 years.With term life insurance, you're able to choose a benefit amount & a term that will best meet your needs.










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Who Protects Canadian Policyholders in the event of Life Insurance Company failures
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